School Collection Agency
 
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  Collection Agency for Schools and Colleges



Kinum, Inc. offers low cost student debt collection services focused on public schools, private schools and colleges. We prioritize safeguarding your school's reputation throughout the debt collection process. Our success rate in for student debt recovery is outstanding. Serving hundreds of schools nationwide. Our service is "use as needed, no commitment". Parents are more inclined to settle bills related to their children when a collection agency intervenes and demands payment.

  Over 2000 Google reviews averaging 4.87 out of 5.

  We emphasize protecting school reputation while effectively managing debt recovery.

👉 Start Recovering: Contact us


College Collection Agency
We serve a variety of industries including school districts, colleges, government, healthcare, medical equipment, transportation, utilities, manufacturing, and agriculture. Kinum's approach is designed to minimize costs for their clients while encouraging faster debt recovery. Our collection process is divided into four phases:

Connect Phase (Step 1 / Step 2): In this phase, Kinum encourages debtors to pay directly to the client, with no commission taken by Kinum. Clients have full control over the process, including the ability to resume or cancel contacts at any time. This is a fixed-fee service and debtors pay directly to you. Multiple contacts are attempted to your debtors to resolve the outstanding invoice amicably.

Collect Phase (Step 3): This phase involves more direct collection efforts by Kinum's team by utilizing standard contingency collections. A debt collector makes multiple phone calls to your debtor and attempts to resolve through a variety of tactics.

Legal Phase (Step 4): Kinum's legal debt recovery services involve a more formal and legalistic approach to debt collection (only if the school wants to pursue this step). This includes engaging attorneys and pursuing legal channels to recover debts that have not been resolved through standard collection practices. Legal actions are carried out through our vast network of nationwide attorneys.

Online Student Reviews from whom we Collected!

I have had wonderful interactions with Ann Meredith! She has worked so well with me and getting my debts caught up and collected. I couldn't of asked for a better rep to work with to finally catch up my student loans. She definitely seems to care about her work, and getting people caught up on their debts owed. Was super considerate when I reached out for help when I was struggling to stay on top of my case. Super grateful to have worked with her on my situation! - Mark Harsh

I had overlooked a school bill and received a call this morning from Nathan L. He was really lovely to talk to and had EXCELLENT customer service skills and the issue was resolved quickly. The CEO, Richard Rainho, is very professional as well. Thank you very much. - Miriam

I recently had to deal with Kinum due to a rental instrument for my sons band class. Because of this pandemic we were unable to retrieve the instrument from the school. The account was referred to collections with no notice. While working this out with lo I’m they representative was very helpful and they helped us correct the situation quickly. I am very appreciative to them in that regard. Working with a collection company can be very difficult and many agencies are not very friendly. Working with Kinum, this wasn’t the case experience. - David Calderon

Common Reasons for Student Debt

School districts can accumulate various types of debts related to students, often due to the services they provide or the unique needs of their student populations. Some common types of debts include:
  1. Unpaid Tuition Fee: The cost of tuition, fees, and living expenses has risen significantly faster than inflation in recent years, making it difficult for students to afford college.
  2. Unpaid Meal Charges: Students may accrue debt from unpaid lunch or breakfast programs. This is particularly common in districts that do not qualify for, or have not implemented, universal free meal programs.
  3. Unreturned or Damaged School Property: Debts can arise from unreturned or damaged school property, such as textbooks, library books, laptops, or other educational materials provided to students.
  4. Activity Fees: Some districts charge fees for extracurricular activities, sports, clubs, or special classes (like art or music). If these fees are not paid, they can become a debt owed by the student's family to the school.
  5. Transportation Fees: In some cases, especially for optional or specialized transportation services (like bus service to areas not covered by the regular school bus routes), students might accrue debt for unpaid transportation fees.
  6. Extended Daycare or After-School Program Fees: For schools that offer extended daycare or after-school programs, unpaid fees for these services can contribute to student-related debts.
  7. Field Trip Costs: Schools may charge students for field trips, and unpaid fees for these trips can add to a student's debt.
  8. Lost or Damaged Equipment Fees: In schools where students are provided with equipment for courses or activities (like lab equipment, musical instruments, or sports gear), there can be charges for items that are lost or damaged.
  9. Graduation Fees: Some districts charge fees for graduation-related expenses, such as caps and gowns, which can become a debt if unpaid.
  10. Advanced Placement (AP) or Dual Enrollment Fees: For students taking AP classes or participating in dual enrollment programs with colleges, there may be associated fees. Unpaid fees can accumulate as debts.
These debts can have significant implications for students and their families, as well as for the financial health of school districts. Some districts have policies in place for forgiving or reducing these debts under certain circumstances, especially for low-income families. Additionally, there's ongoing debate and policy considerations regarding the impact of such debts on students' educational experiences and access to school services.

Contact us | 1-888-88-KINUM   | ko@kinum.com 
The creator of this portal, Sachin, has 20+ years of experience in the US collections industry. He is currently serving as an authorized Business Development Partner with Kinum collection agency. Official website of Kinum Inc is at kinum.com. Serving hundreds of clients nationwide.



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