Startling statistics of unpaid dental bills
- It is estimated that the total outstanding dental debt in the USA to be around $100 billion.
- On average, it takes dental practices about 18 days to collect payment on their bills.
- Average write-off is 7% , means dental practices lose about 7% of their revenue due to unpaid bills. Lets calculate – If a practice operates on a 25% profit margin, a 7% write-off means that 28% of their profit is gone.
- Practices that provide more expensive services, such as cosmetic dentistry or orthodontics, have a higher percentage of unpaid bills.
10 out of 10 dentists recommend us. CA-USA specializes in collecting dental debts, we have been consistently delivering high recovery rates using our cost effective debt collection services.
CA-USA’s Methodology for Dental Debt Recovery
- Protect your reputation.
- Follow all Federal and Local debt collection laws.
- Free address check, skip tracing, bankruptcy check and litigious defaulter check.
- Licensed to collect in all 50 states and Puerto Rico. Even if your patient crosses state lines, we can handle it.
- We treat your patients with dignity and respect when recovering your unpaid invoices.
- We consistently deliver high recovery rates and far exceed the industry average.
- If you want, we can report unpaid debts to credit bureaus at no charge.
- Over 1300 Google reviews averaging 4.85 out of 5, and 90% of reviews are from people we’ve collected money.
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Online reviews left by Doctors
“We have been using them for about 2 years. They are wonderful to work with. Todd our account manager is always very helpful and answers our questions promptly. I highly recommend them for all collection services!”
“I have worked with CA-USA for the last 3 years. As the Director of RCM for a large medical company, I could not be happier with their performance as a collection agency, but also their approach to handling our mutual clients. Vince, Bruce, and Paul have not only exceeded expectations, but have helped us foster good will with our clients as well. If I could give them 10 stars I would.”
Reviews left by Patients/Debtors
The “collector” who helped me with my medical bill payments was awesome. She was kind, understanding and did not pressure me at all. I have a very high amount of medical bills that I am trying to pay off and CA-USA is a company that should teach all debt collectors the fine art of respect and dignity.
The collector was very courteous, and made submitting the payment effortless. I am glad that I was made aware of a debt that I had forgotten about, and was able to settle. It was a pleasant surprise to deal with such a patient and pleasant individual compared to the usual rude and threatening types usually encountered with collection agencies.
Paying off a debt collector is never a fun thing to do. However, the collector that handled my case was so nice and very patient with me. My account was flagged for fraud and the last transaction wouldn’t go through. The collector was very understanding and allowed me to get it situated. She gave me her direct line number, when I sorted everything out I just called her back! She was super friendly, given the circumstances. I hope everyone has a debt collector like her!!!
Reasons behind mounting unpaid dental bills
Unpaid dental bills and dental debt are significant issues in the United States, reflecting broader challenges in the healthcare system. Here’s some background on the situation:
- High Cost of Dental Care: Dental procedures can be expensive, often not fully covered by insurance. Many Americans either lack dental insurance or have plans with limited coverage. This can lead to large out-of-pocket expenses for procedures like root canals, crowns, braces, and more.
- Impact of Dental Debt: For individuals and families, especially those with lower incomes, these costs can lead to significant debt. Dental debt can affect credit scores, leading to broader financial difficulties. It also often results in people delaying or avoiding necessary dental care, which can worsen their oral health and lead to more expensive treatments later.
- Insurance Coverage Gaps: Dental insurance in the U.S. is not as comprehensive as medical insurance. Many dental insurance plans have low annual limits, high deductibles, and don’t cover certain procedures. Medicare, the federal health insurance program for seniors, does not typically cover dental care, impacting older adults.
- Access to Care Issues: High costs and lack of insurance can lead to disparities in access to dental care. This affects not only individuals’ oral health but also their overall health, as poor oral health is linked to conditions like heart disease and diabetes.
- COVID-19 Impact: The COVID-19 pandemic exacerbated these issues, as many people lost jobs and associated health benefits, including dental insurance. Additionally, many dental offices were closed for routine care during parts of the pandemic, leading to delayed treatments and increased costs.
- Government and Nonprofit Interventions: There have been efforts by government programs and nonprofit organizations to provide affordable dental care, but these do not fully address the broad scale of the problem.
- Debt Collection Practices: The practices of debt collection for unpaid dental bills can also be an issue, with some patients facing aggressive collection tactics.
- Dental Health and Socioeconomic Status: There is a strong correlation between dental health and socioeconomic status. Those with lower incomes are more likely to suffer from dental health issues and the consequent financial burdens.
- Long-Term Consequences: Unaddressed dental issues can lead to more serious health problems, creating a cycle of health and financial difficulties.
- Policy Debates: The issue of dental care affordability and access is part of larger debates about healthcare policy in the U.S., including discussions about expanding coverage and reducing costs.
In summary, unpaid dental bills and dental debt are considerable problems in the United States, reflecting the high costs of dental care, gaps in insurance coverage, and broader issues of healthcare affordability and access.